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Friday, September 20, 2013

Endless Protection for your Family

While many people hate to think about death, being properly prepared is essential. By purchasing a life insurance policy, your family will have financial stability after your passing. However, selecting the right policy can be a challenging task.
To purchase life insurance, start by analyzing your financial needs. Ask yourself how much financial help will your family need in your passing. Do not forget to calculate funeral expenses. Next, look online for companies that offer life insurance. If you feel more comfortable, calling your local insurance carriers will also work. Once you find a few companies that peak your interest, request information about the different policies that they offer. This is also a good time to get quotes. 

Whenever possible, get the insurance companies rating. You will want to know about turn around times as well as customer satisfaction. Now that you have some basic information, take a look at the face value of each policy. Remember, the face value should be at least five times your annual income. After deciding on a policy, ask the insurance agent about duration as well as premium amount. Before signing on the dotted line, read over the policy carefully. Ask any questions before finalizing the policy. Over the course of your policy, make sure that the company keeps you informed of any changes that may occur.

14 comments:

  1. I am thankful I listened to my godmother years ago to purchase insurance plans from her. I know it will help us someday.

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  2. It is practical to prepare for our death; as much as possible we don't want to leave burden to our family when we die as the cost of funeral is too expensive.

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  3. Having your own family and kids is something that would make you want to ensure your life together. so choosing the right life insurance for the family is a much in order to prepare our death as well as to give something for our kids when we go suddenly.

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  4. it is indeed true. WE need insurance and assurance and be prepared whereever we are specially if we're travelling. my family have the worldwide medical support from my husbands company plus we get to purchase the insurance from the flight itself just to make sure .Nice family photo sis!

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  5. That is one thing we still don't have yet here. I know it is very important, but with meager salaries, we still have to look into how we can fit everything in our budget.

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  6. I agree we need insurance especially in the western country.

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  7. love your family picture Rose, so full of happiness. indeed, a life insurance is very helpful since we do not want to leave our family with burden.

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  8. Death is morboid to talk about, but it is a fact of life. If not prepared, it can cause financial destitution to our loved ones.

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  9. Life insurance policy is not that popular in the Philippines. The people are not well-informed about its advantages. Most of them are even scared to hear about this kind of investment. Hehehehehehe!

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  10. It is true that we should secure our kids' futures with life insurance, I however believe that it is more important to secure them spiritually and make them know that death is nothing to be afraid of or to worry about.

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  11. It's really important to have a great life insurance. It can definitely saves the day. But we must be sure to get a trusted company to get us covered.

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  12. Mom got a life insurance policy few years back but dropped it because she said she's already tired paying her monthly dues..lol.

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  13. Whah! My late dad hate life insurance, his reason..' pinaghahandaan mo na raw ang iyong kamatayan, eh masarap daw mabuhay'.. Honestly, I don't have a life insurance plan. So goes din sa mga anak ko.

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  14. indeed, insurance nowadays are really important because we can never tell what will happen next. :)

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A work-at-home-mom (WAHM) with  two  lovely kids and a loving husband.  Passionate in writing about  family, product reviews, and  other related articles.  A Mom, a Wife,  a Blogger/Writer, rolled into one.

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