Friday, July 1, 2022

The 4 Top Investment Strategies For Beginner





Photo by Liza Summer:

If you're new to investing, it can be hard to know where to begin. Should you invest in stocks? Bonds? Mutual funds? There's a lot to learn, so it's easy for beginners to get overwhelmed. Fortunately, some straightforward strategies usually work well for beginners and can help you get started on your journey toward financial security. Here are four of the best investment strategies for new investors:

The Stock Market

The stock market is where people buy and sell shares of companies. For example, if you own a big company and want to retire soon, you can sell some of your shares on the stock market. When someone buys one of your shares, they're essentially buying part ownership in your company.

Everyone pulls up their socks when they hear "stock market" because it's been proven over time that investing in stocks can be a great way to make money. While there are always risks involved with investing in anything (even cash), the returns from owning stocks have historically been higher than any other investment strategy—including CDs or bonds!
Bonds

Bonds are debt instruments that pay out interest over time. They're basically loans that you make to a company or government entity. The repayment of the loan comes at a set rate over time—usually anywhere from one day to 30 years (sometimes even longer).

If you don't have much money to invest yet, bonds are a great way to start getting familiar with how the stock market works. You'll learn about interest rates and inflation, which will help you make better decisions when investing more significant amounts of money in stocks or mutual funds.
Real Estate

Real estate is one of the most popular investment opportunities for beginners, and for good reason. It’s easy to understand, it can be lucrative, and you don’t need much money to get started. If you have a little bit of cash in your savings account, you can start investing in real estate with just a few clicks.

Not only that, but real estate is also one of the best investment opportunities because it can help you build up your wealth over time while providing some extra income on top of that! Real estate investing isn’t just about buying something and waiting for it to appreciate in value—it’s about finding properties that will generate income as well. So when you’re looking at potential investments, make sure they have some cash flow (that is, they produce income).
Dividend-Paying Stocks

Dividend-paying stocks are one of the best investment strategies for beginners.

A dividend is a share of a company's profits, paid to investors as an incentive to own that stock. It's usually expressed as an amount per share and can be paid out quarterly or annually.

If you purchase shares in a company that has been profitable in the past and continues to do well today, then it’s likely they will continue making profits in the future too. And if they make profits, you will receive some of those profits from them—in the form of dividends!
Conclusion

We hope this has given you a good idea of where to invest. These four options are the best options for people who have never done any investing before. Of course, if you don’t understand what we’ve discussed, seeking professional advice is never a bad idea. But if you are successful, you will soon make smart investments alongside everyone else.



Friday, May 27, 2022

Hello Summer

My son took these photos when we went to Moundsville sometime last year.  While our daughter was practice parallel parking, EJ and I hang out in this kiosk near the parking area.

He's funny when taking photos lol.
He said it is his artistake take in taking photographs which I don't mind.
Got my favorite summer hat gear on and ready for warm weather.

Hope this year's summer would be fun without the restriction of pandemic 2.0 aka monkey pox, ugh.

Tuesday, May 10, 2022

Fun Decorating Ideas for Your Kid's Bedroom

Your child’s bedroom is the place where they’ll spend their time. It is a place to play, sleep, eat and learn. The role of a kid's room is to provide comfort and safety for your little ones. A kid’s room should be a fun space that encourages creativity, learning, and exploration. It should be organized with plenty of storage space for toys and clothes so that it can accommodate all the activities that kids want to do in their free time. So when it comes to decorating, it’s a good idea to keep this all in mind.



Why You Should Focus on Creating a Fun Themed Kids Room

A fun themed kids room is a great way to provide your child with an environment that will inspire them to learn and explore. They will have fun exploring their creativity and you will know that they are safe. So it is important for parents to make sure that the bedroom is a place where kids feel comfortable and safe.

How to Choose the Best Children's Bedroom Design

When it comes to choosing the best children’s bedroom design, parents have to make sure that they are following the trends and considering the latest decorating ideas. They also need to make sure that they are not overspending on their kids’ bedrooms. A lot of people struggle with how to choose the best kids room in their house because there are so many options out there.

The best children's room in the house should be a place where your child feels safe and comfortable while also having fun. This is why it is important for parents to consider what type of furniture will be inside the room. The colors and themes should be age appropriate for your child as well as for their friends who may visit them at home.

Choosing the Best Furniture for Your Kid’s Newly Decorated Bedroom

If you are looking for bedroom furniture for your child, you should consider a few things. You need to think about the size of your child, their room, and what type of furniture they have previously used. The first thing you should do when it comes to choosing children's beds is to take a look at the room your kid will be sleeping in. If it's a small room, then a single bed would be the best option. If it's not too small, then twin beds may work better because they'll allow more space for activities and playtime.

If you're looking for storage space, then bunk beds may be an option because they provide more than one level of storage space. Bunk beds also offer an opportunity to mix and match colors as well as styles so that your child has their own personal style that reflects their personality. Then there’s also other kinds of furniture to consider and working out what will fit in their room, such as storage for their clothes and toys too.

Choose the Right Colors for your Child's Bedroom

A color palette is a set of colors that are used to create a visual effect. There are many different ways to choose the right color palette for a room, but the most important thing is finding what the space needs. There are a lot of colors that you can use to decorate your kids' bedroom, but you’ll want to make sure that it not only works for the space, but goes with your overall home decor and suits their likes and personality. Think about the colors they like, whether you want to work with wallpaper, and whether or not you’re sticking to a kind of theme for the design too.



How to Keep Your Kid’s Bedroom Organized, Clean & Tidy

Bedrooms are the most important rooms in a house. It is where children spend most of their time. And so it is essential to keep them organized, clean, and tidy. If you have a child who has just started sleeping in their own room, it can be difficult to figure out how to organize the space. Here are some tips that will help you get started with organizing your kid’s bedroom:

1) Keep their toys away from their bed

2) Keep all the books on shelves or on the floor under their bed

3) Make sure that they have enough floor space for playing and moving around

4) Have the right storage options that can house their clothing, toys, schooling work, and anything else they have

5) Encourage them to keep things tidy and have a schedule for cleaning

Tuesday, April 19, 2022

Weekend Cuddles Are the Best


The company that my husband works for took away the Good Friday day off in lieu of Martin Luther King's day.  In my personal opinion, I think they should not have taken this holiday from the employees considering that most of the employees celebrates Easter.  Don't get me wrong, I don't have anything against celebrating MLK day, in fact I am all for that, however, they should have retain the Good Friday as holiday as well.
Anyway, my husband requested a day off for Friday so we could do our Friday obligation to church.  I am looking forward for a relaxing weekend.  Weekend cuddles are the best Now that the kids are older, we don't do anything special on Easter except go to church.
So that's how we spent our Easter weekend.  Staying home and relax although our daughter picked up a shift from her part time job on Sunday evening.

Thursday, April 14, 2022

How To Get The Most Out Of Your Workout

Nobody goes to the gym hoping to get mediocre results. Everybody goes hoping to get the absolute most out of every rep, run, and workout. Luckily for you, researchers also want us to get the most out of our workouts. Try these inefficient strategies to get the biggest benefit from every one of your workouts. 


Image - free for commercial use


Lift Weights

If you only do cardio, you are sabotaging yourself. Your metabolism will actually go down if you only do cardio workouts, making weight loss more difficult. Resistance training, however, helps to build muscle to increase your metabolic rate. You can also help your muscle-building along with some supplements. Click here to find some. 


Listen To Music

Everyone knows that your favorite songs can help to fire you up for your workout, but some studies have shown that people who listen to music, especially slow music after their workout recovered faster than those who went without music. Music boosts the levels of serotonin and dopamine in your body. These hormones are known to encourage recovery. Try listening to a few of your favorite, relaxing songs as soon as you finish your workout. This will help your blood pressure and heart rate get back to normal and recovery happen as soon as possible. 


Swap Stretching For A Dynamic Warmup

Make the most of your stretching. Those who warm up with light dynamic stretches are better able to perform their workouts than those who don’t, or those who warm up with more typical bend and hold style stretches. Think of your body as a rubber band. If you stretch it around a lot and then pull it back to shoot it, it isn’t going to go as far. The same thing happens with your muscles and tendons. However, dynamic bodyweight movements, ones that mimic the workout that you’re about to do, increase blood flow and improve your range of motion without compromising the elastic properties of your muscles and tendons. For example, if you’re about to go out for a run, it’s a good idea to move through about five to ten minutes on lunges, knee raises, and leg swings before you hit the treadmill or the trails. 

Preface Your Workout With Carbs

You might think carbo-loading is something only marathon runners do. Eating carbs before your workout can help you with interval training. Carbs are your main fuel for any high-intensity workout and when your body is fueled, you will get a better workout, both in terms of caloric expenditure and muscle growth, than you would if you were in a fasted state. Even if you like to do your workouts in the morning, make sure you at least eat a piece of toast or some oatmeal before you head into the gym.


With these useful exercise tips, you can get the most out of every single workout that you do, whether at the gym or at home. You can get the best results possible from all your efforts for both your physical and mental wellbeing.


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